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Envelope-to: finance@rotiku.co.id,
 rudi.susanto@rotiku.co.id
Delivery-date: Tue, 10 Feb 2026 11:36:50 +0700
From: "M. Arsyad" <m_arsyad@nexia.id>
To: "'William Ali'" <ali.william@gmail.com>
Cc: "'Syukri'" <syukri@nexia.id>,
	"'Rotiku Co Finance'" <finance@rotiku.co.id>,
	"'Rudi Susanto'" <rudi.susanto@rotiku.co.id>,
	"'Desman P. L. Tobing'" <desman_pl@nexia.id>
References: <008e01dc6e84$dba081e0$92e185a0$@centrin.net.id> <1070097203.781474.1765887034054@mail.yahoo.com> <CALSusEuL65XVeFXMyQBE5__pi=ohD27bYMAokv_LPt8bmWK9zA@mail.gmail.com> <CALSusEuihxaxtBsn91=6dSLhYh+Bb+cLsUzhO0LVZ9s4UK7RmA@mail.gmail.com> <CALSusEtBOcxSGuTO0c59WxzjJsLF6s8VnJZnOPCwHBYYNhF8MA@mail.gmail.com> <CALSusEsp0U1MB2X6uW+kHiS0tqxGfcyvKUZCB5ez7MQkYX_urQ@mail.gmail.com> <006c01dc9805$8cefb390$a6cf1ab0$@gmail.com> <CALSusEvov6+29RrJiavqqjr0wx8GAKa8_amaF7GTwn0jg=3P9Q@mail.gmail.com>
In-Reply-To: <CALSusEvov6+29RrJiavqqjr0wx8GAKa8_amaF7GTwn0jg=3P9Q@mail.gmail.com>
Subject: RE: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI Group
Date: Tue, 10 Feb 2026 11:35:33 +0700
Message-ID: <001701dc9a46$b4633120$1d299360$@nexia.id>
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Dear Pak William,

=20

Selamat siang pak, setelah saya cek kembali laporan ini sudah sesuai =
dengan hasil jawaban pertanyaan kami ya pak untuk Aktuarisnya, =
selanjutnya laporan tersebut bisa segera difinalkan.

=20

Terima kasih.

=20

From: William Ali <ali.william@gmail.com>=20
Sent: Monday, 09 February 2026 08:20
To: M. Arsyad <m_arsyad@nexia.id>
Cc: Syukri <syukri@nexia.id>; Rotiku Co Finance <finance@rotiku.co.id>; =
Rudi Susanto <rudi.susanto@rotiku.co.id>; Desman P. L. Tobing =
<desman_pl@nexia.id>
Subject: Fwd: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria =
2025 ROTI Group

=20

Dear P'Arsyad,

=20

Selamat pagi.

=20

Terlampir koreksi dari aktuaris sesuai dengan diskusi terakhir. Mohon =
dibantu di cek kembali apakah sudah benar sesuai.

=20

Thank you.

=20

Blessings,

William

=20

"Blessed is the man who trusts in the Lord, And whose hope is the Lord. =
For he shall be like a tree planted by the waters, Which spreads out its =
roots by the river, And will not fear when heat comes; But its leaf will =
be green, And will not be anxious in the year of drought, Nor will cease =
from yielding fruit."

=20

"Thanking God for the wonderful & beautiful life He's given us; for the =
glorious work He's working in and through us... realizing that He knows =
our weaknesses, thanking Him for the Holy Spirit that helps, annoints, =
and empowers us to do His will, as we live sacrificially to Jesus our =
Lord."

=20

---------- Forwarded message ---------
From: KKA Agus Susanto <kka465dat@gmail.com <mailto:kka465dat@gmail.com> =
>
Date: Sat, Feb 7, 2026 at 2:44=E2=80=AFPM
Subject: RE: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria =
2025 ROTI Group
To: William Ali <ali.william@gmail.com <mailto:ali.william@gmail.com> >, =
<dianarthatama@yahoo.co.id <mailto:dianarthatama@yahoo.co.id> >
Cc: Hikmah Iskandar <hikmah.diantama@gmail.com =
<mailto:hikmah.diantama@gmail.com> >, <diantama@centrin.net.id =
<mailto:diantama@centrin.net.id> >

=20

Dear Pak William Ali

=20

Terlampir kami sampaikan revisi draft report berkaitan dengan :

1.	REST saldo awal menjadi 11.321.930
2.	STAR saldo awal menjadi 98.207.322

=20

Demikian kami sampaikan, terima kasih atas support dan kerjasamanya

=20

Regard

KKA AS

=20

From: William Ali <ali.william@gmail.com <mailto:ali.william@gmail.com> =
>=20
Sent: Monday, February 2, 2026 8:04 AM
To: dianarthatama@yahoo.co.id <mailto:dianarthatama@yahoo.co.id>=20
Cc: KKA Agus Susanto <kka465dat@gmail.com <mailto:kka465dat@gmail.com> =
>; Hikmah Iskandar <hikmah.diantama@gmail.com =
<mailto:hikmah.diantama@gmail.com> >
Subject: Re: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria =
2025 ROTI Group

=20

Dear KKA-AS,

=20

Selamat pagi. Apa kabar?

=20

Mau fu terkait koreksi tersebut dan final perhitungan nya apa sudah ada? =

=20

Thank you.

=20

Blessings,

William

=20

On Thu, Jan 15, 2026 at 8:39=E2=80=AFAM William Ali =
<ali.william@gmail.com <mailto:ali.william@gmail.com> > wrote:

Dear KKA-AS,

=20

Selamat pagi.

=20

Mohon maaf sebelumnya, ada miskomunikasi dari tim kami dengan pihak =
audit terkait angka nilai cadangan pesangon untuk REST dan STAR. Yang =
benar adalah sbb:

1.       Tahun berjalan 2024: REST 11.321.930 dan STAR 29.140.774 adalah =
hanya untuk tahun berjalan 2024.=20

2.       Nilai kumulatif s/d 31 Desember 2024 untuk REST adalah =
11.321.930 dan STAR 98.207.322.

Mohon bantuannya untuk dikoreksi.

=20

Thank you.

=20

Blessings,

William

=20

On Fri, Dec 19, 2025 at 7:51=E2=80=AFAM William Ali =
<ali.william@gmail.com <mailto:ali.william@gmail.com> > wrote:

Dear KKA-AS,

=20

Selamat pagi.

=20

Mohon maaf sebelumnya, ada sedikit koreksi dari tim audit kami terkait =
nilai besaran cadangan pesangon per 31 Desember 2024 untuk STAR dan REST =
sbb:

1.	Nilai yang kami infokan sebelumnya untuk REST 11.321.930 dan STAR =
29.140.774 adalah hanya untuk tahun berjalan 2024.=20
2.	Sedangkan nilai kumulatif s/d 31 Desember 2024 untuk REST adalah =
11.313.813 dan STAR 97.779.314.

Thank you.

=20

Blessings,

William

=20

On Wed, Dec 17, 2025 at 11:03=E2=80=AFAM William Ali =
<ali.william@gmail.com <mailto:ali.william@gmail.com> > wrote:

Dear KKA-AS,

=20

Selamat pagi.

=20

Berikut konfirmasi yang dapat kami berikan:

1.	Untuk ROTI, Perhitungan PSAK 24 per 31 Desember 2024 mengikuti =
perhitungan yang sudah bpk berikan ke kami tahun lalu. Untuk STAR dan =
REST belum pernah ada.=20
2.	Untuk ROTI, besaran cadangan pesangon per 31 Desember 2024 mengikuti =
nilai yang sudah bpk berikan ke kami tahun lalu. Untuk REST 11.321.930 =
dan STAR 29.140.774.
3.	Pegawai yang dimaksud memang ada dalam struktur organisasi, namun =
tidak menerima gaji. =20

Thank you.

=20

Blessings,

William

=20

On Tue, Dec 16, 2025 at 7:10=E2=80=AFPM dian tama =
<dianarthatama@yahoo.co.id <mailto:dianarthatama@yahoo.co.id> > wrote:

----- Pesan yang Diteruskan -----

Dari: PT. Dian Artha Tama <diantama@centrin.net.id =
<mailto:diantama@centrin.net.id> >
Kepada: 'William Ali' <ali.william@gmail.com =
<mailto:ali.william@gmail.com> >; 'dian tama' <dianarthatama@yahoo.co.id =
<mailto:dianarthatama@yahoo.co.id> >
Cc: 'KKA Agus Susanto' <kka465dat@gmail.com <mailto:kka465dat@gmail.com> =
>; 'Hikmah Iskandar' <hikmah.diantama@gmail.com =
<mailto:hikmah.diantama@gmail.com> >
Terkirim: Selasa, 16 Desember 2025 pukul 19.09.54 WIB
Judul: RE: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria 2025 =
ROTI Group

Kepada Yth,
Bpk William

=20

Mohon konfirmasi data, lihat file attachment (Konfirmasi ROTI GRoup =
161225.xls)

=20

Terima kasih
KKA-As

=20

From: William Ali [mailto:ali.william@gmail.com =
<mailto:ali.william@gmail.com> ]
Sent: 16 December 2025 13:42
To: dian tama <dianarthatama@yahoo.co.id =
<mailto:dianarthatama@yahoo.co.id> >
Cc: PT. Dian Artha Tama <diantama@centrin.net.id =
<mailto:diantama@centrin.net.id> >; KKA Agus Susanto =
<kka465dat@gmail.com <mailto:kka465dat@gmail.com> >; Hikmah Iskandar =
<hikmah.diantama@gmail.com <mailto:hikmah.diantama@gmail.com> >; Rudi =
Susanto <rudi.susanto@rotiku.co.id <mailto:rudi.susanto@rotiku.co.id> >
Subject: Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI Group

=20

Dear KKA-AS,

=20

Selamat siang. Apa kabar?

=20

Melanjutkan perhitungan PSAK Aktuaria 2024 yang bapak dan tim sudah buat =
untuk perusahaan kami, PT. Rajawali Otomotif Tirta Internasional (ROTI), =
di tahun sebelumnya, mohon kiranya bapak bisa memberikan penawaran =
kepada kami untuk jasa yang sama di tahun 2025 ini untuk keperluan =
General Audit 2025. Tambahan dari kami selain ROTI, saat ini kami juga =
membutuhkan perhitungan untuk anak perusahaan kami PT. Sinar Terang =
Anugerah Rahayu (STAR) dan PT. Rajawali Eterna Sreya Tenteram (REST).

=20

Terlampir data yang dibutuhkan. Checklist mengikuti urutan request =
tahun-tahun sebelumnya:

1.      Terlampir data peserta per 31 Desember 2025, 2024, 2023, 2022 =
dan 2021. Note: Tanggal bulan dan tahun pengangkatan sebagai direksi =
mengikuti tanggal masuk. Tanggal bulan dan tahun pengangkatan sebagai =
karyawan tetap mengikuti tanggal masuk.

2.      Peraturan Perusahaan ROTI tidak ada perubahan, masih sama =
mengikuti tahun-tahun sebelumnya. Untuk STAR dan REST mengikuti =
peraturan yang sama. =20

3.      Dana atau nilai accrued untuk pendanaan Program Pensiun =
berdasarkan Undang-Undang Cipta Kerja Nomor 11 Tahun 2020, tanggal 02 =
November 2020, per 31 Desember 2024 mengikuti angka dalam laporan yang =
diterbitkan oleh bapak dan tim tahun lalu.=20

4.      Benefit yang dibayarkan ROTI per 31 Desember 2024 sebesar: =
13.439.142; per 31 Desember 2025 sebesar: 10.000.000.
Benefit yang dibayarkan STAR per 31 Desember 2024 sebesar: 0; per 31 =
Desember 2025 sebesar: 0.
Benefit yang dibayarkan REST per 31 Desember 2024 sebesar: 500.000; per =
31 Desember 2025 sebesar: 0.

5.      Rata-rata kenaikan gaji per tahun ~5%. Probability karyawan =
mengundurkan diri per tahun 10%. Hasil perhitungan untuk STAR dan REST =
belum pernah ada.

Thank you.

=20

Blessings,

William

=20

Virus-free.www.avast.com <http://Virus-free.www.avast.com>=20

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	charset="utf-8"
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<html xmlns:o=3D"urn:schemas-microsoft-com:office:office" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
xmlns:m=3D"http://schemas.microsoft.com/office/2004/12/omml" =
xmlns=3D"http://www.w3.org/TR/REC-html40"><head><meta =
http-equiv=3DContent-Type content=3D"text/html; charset=3Dutf-8"><meta =
name=3DGenerator content=3D"Microsoft Word 15 (filtered =
medium)"><style></style></head><body lang=3DEN-ID link=3Dblue vlink=3Dpurple =
style=3D'word-wrap:break-word'><div class=3DWordSection1><p =
class=3DMsoNormal><span style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'>Dear Pak =
William,<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></span></p><p =
class=3DMsoNormal><span style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'>Selamat siang pak, setelah saya cek =
kembali laporan ini sudah sesuai dengan hasil jawaban pertanyaan kami ya =
pak untuk Aktuarisnya, selanjutnya laporan tersebut bisa segera =
difinalkan.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></span></p><p =
class=3DMsoNormal><span style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'>Terima kasih.<o:p></o:p></span></p><p =
class=3DMsoNormal><span style=3D'font-family:"ITC Officina Sans Std =
Book";mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></span></p><div =
style=3D'border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm'><p class=3DMsoNormal><b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> William Ali =
&lt;ali.william@gmail.com&gt; <br><b>Sent:</b> Monday, 09 February 2026 =
08:20<br><b>To:</b> M. Arsyad &lt;m_arsyad@nexia.id&gt;<br><b>Cc:</b> =
Syukri &lt;syukri@nexia.id&gt;; Rotiku Co Finance =
&lt;finance@rotiku.co.id&gt;; Rudi Susanto =
&lt;rudi.susanto@rotiku.co.id&gt;; Desman P. L. Tobing =
&lt;desman_pl@nexia.id&gt;<br><b>Subject:</b> Fwd: Fw: Konfirmasi data =
Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI =
Group<o:p></o:p></span></p></div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><div><div><p =
class=3DMsoNormal>Dear P'Arsyad,<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p =
class=3DMsoNormal>Selamat pagi.<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p =
class=3DMsoNormal>Terlampir koreksi dari aktuaris sesuai dengan diskusi =
terakhir. Mohon dibantu di cek kembali apakah sudah benar =
sesuai.<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><div><div><div><p =
class=3DMsoNormal>Thank you.<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p =
class=3DMsoNormal>Blessings,<o:p></o:p></p></div><div><p =
class=3DMsoNormal>William<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p =
class=3DMsoNormal>--<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p =
class=3DMsoNormal>&quot;Blessed is the man who trusts in the Lord, And =
whose hope is the Lord. For he shall be like a tree planted by the =
waters, Which spreads out its roots by the river, And will not fear when =
heat comes; But its leaf will be green, And will not be anxious in the =
year of drought, Nor will cease from yielding =
fruit.&quot;<o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p></div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'>&quot;Thanking God for the wonderful =
&amp; beautiful life He's given us; for the glorious work He's working =
in and through us... realizing that He knows our weaknesses, thanking =
Him for the Holy Spirit that helps, annoints, and empowers us to do His =
will, as we live sacrificially to Jesus our =
Lord.&quot;<br><br><o:p></o:p></p></div></div></div></div><p =
class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><o:p>&nbsp;</o:p></p><div><div><p =
class=3DMsoNormal>---------- Forwarded message ---------<br>From: =
<strong><span style=3D'font-family:"Aptos",sans-serif'>KKA Agus =
Susanto</span></strong> &lt;<a =
href=3D"mailto:kka465dat@gmail.com">kka465dat@gmail.com</a>&gt;<br>Date: =
Sat, Feb 7, 2026 at 2:44<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=AF</span>PM<br>Subject: =
RE: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI =
Group<br>To: William Ali &lt;<a =
href=3D"mailto:ali.william@gmail.com">ali.william@gmail.com</a>&gt;, =
&lt;<a =
href=3D"mailto:dianarthatama@yahoo.co.id">dianarthatama@yahoo.co.id</a>&g=
t;<br>Cc: Hikmah Iskandar &lt;<a =
href=3D"mailto:hikmah.diantama@gmail.com">hikmah.diantama@gmail.com</a>&g=
t;, &lt;<a =
href=3D"mailto:diantama@centrin.net.id">diantama@centrin.net.id</a>&gt;<o=
:p></o:p></p></div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><o:p>&nbsp;</o:p></p><div><div><div><p =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Dear Pak =
William Ali<o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Terlampir =
kami sampaikan revisi draft report berkaitan dengan :<o:p></o:p></p><ol =
start=3D1 type=3D1><li class=3Dm24031541392459692msolistparagraph =
style=3D'mso-list:l1 level1 lfo1'>REST saldo awal menjadi =
11.321.930<o:p></o:p></li><li class=3Dm24031541392459692msolistparagraph =
style=3D'mso-list:l1 level1 lfo1'>STAR saldo awal menjadi =
98.207.322<o:p></o:p></li></ol><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span =
lang=3DEN-US>Demikian kami sampaikan, terima kasih atas support dan =
kerjasamanya</span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span =
lang=3DEN-US>&nbsp;</span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span =
lang=3DEN-US>Regard</span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span =
lang=3DEN-US>KKA AS</span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><span =
lang=3DEN-US>From:</span></b><span lang=3DEN-US> William Ali &lt;<a =
href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>&gt; <br><b>Sent:</b> Monday, =
February 2, 2026 8:04 AM<br><b>To:</b> <a =
href=3D"mailto:dianarthatama@yahoo.co.id" =
target=3D"_blank">dianarthatama@yahoo.co.id</a><br><b>Cc:</b> KKA Agus =
Susanto &lt;<a href=3D"mailto:kka465dat@gmail.com" =
target=3D"_blank">kka465dat@gmail.com</a>&gt;; Hikmah Iskandar &lt;<a =
href=3D"mailto:hikmah.diantama@gmail.com" =
target=3D"_blank">hikmah.diantama@gmail.com</a>&gt;<br><b>Subject:</b> =
Re: Fw: Konfirmasi data Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI =
Group</span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Dear =
KKA-AS,<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Selamat =
pagi. Apa kabar?<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Mau fu =
terkait koreksi tersebut dan final perhitungan nya apa sudah =
ada?&nbsp;<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><div><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Thank =
you.<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Blessings,<o=
:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>William<o:p>=
</o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>--<o:p></o:p=
></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&quot;Blesse=
d is the man who trusts in the Lord, And whose hope is the Lord. For he =
shall be like a tree planted by the waters, Which spreads out its roots =
by the river, And will not fear when heat comes; But its leaf will be =
green, And will not be anxious in the year of drought, Nor will cease =
from yielding fruit.&quot;<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;margin-bottom:12.0pt'>&quot;Thanking =
God for the wonderful &amp; beautiful life He's given us; for the =
glorious work He's working in and through us... realizing that He knows =
our weaknesses, thanking Him for the Holy Spirit that helps, annoints, =
and empowers us to do His will, as we live sacrificially to Jesus our =
Lord.&quot;<o:p></o:p></p></div></div></div></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>On Thu, Jan =
15, 2026 at 8:39<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=AF</span>AM William Ali =
&lt;<a href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>&gt; =
wrote:<o:p></o:p></p></div><blockquote =
style=3D'border:none;border-left:solid #CCCCCC 1.0pt;padding:0cm 0cm 0cm =
6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0cm;margin-bottom:5=
.0pt'><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Dear =
KKA-AS,<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Selamat =
pagi.<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Mohon maaf =
sebelumnya, ada miskomunikasi dari tim kami dengan pihak audit terkait =
angka nilai cadangan pesangon untuk REST dan STAR. Yang benar adalah =
sbb:<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;margin-left:4=
7.25pt'>1.<span style=3D'font-size:7.0pt;font-family:"Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Tahun berjalan =
2024: REST 11.321.930 dan STAR 29.140.774 adalah hanya untuk tahun =
berjalan 2024.&nbsp;<o:p></o:p></p><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;margin-left:4=
7.25pt'>2.<span style=3D'font-size:7.0pt;font-family:"Times New =
Roman",serif'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Nilai =
kumulatif s/d 31 Desember 2024 untuk REST adalah 11.321.930 dan STAR =
98.207.322.<o:p></o:p></p><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Mohon =
bantuannya untuk dikoreksi.<o:p></o:p></p></div></div><div><p =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Thank =
you.<o:p></o:p></p></div><div><div><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Blessings,<o=
:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>William<o:p>=
</o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>--<o:p></o:p=
></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&quot;Blesse=
d is the man who trusts in the Lord, And whose hope is the Lord. For he =
shall be like a tree planted by the waters, Which spreads out its roots =
by the river, And will not fear when heat comes; But its leaf will be =
green, And will not be anxious in the year of drought, Nor will cease =
from yielding fruit.&quot;<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;margin-bottom:12.0pt'>&quot;Thanking =
God for the wonderful &amp; beautiful life He's given us; for the =
glorious work He's working in and through us... realizing that He knows =
our weaknesses, thanking Him for the Holy Spirit that helps, annoints, =
and empowers us to do His will, as we live sacrificially to Jesus our =
Lord.&quot;<o:p></o:p></p></div></div></div></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>On Fri, Dec =
19, 2025 at 7:51<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=AF</span>AM William Ali =
&lt;<a href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>&gt; =
wrote:<o:p></o:p></p></div><blockquote =
style=3D'border:none;border-left:solid #CCCCCC 1.0pt;padding:0cm 0cm 0cm =
6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0cm;margin-bottom:5=
.0pt'><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Dear =
KKA-AS,<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Selamat =
pagi.<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Mohon maaf =
sebelumnya, ada sedikit koreksi dari tim audit kami terkait nilai =
besaran cadangan pesangon per 31 Desember 2024 untuk STAR dan REST =
sbb:<o:p></o:p></p></div><div><ol start=3D1 type=3D1><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 =
level1 lfo2'>Nilai yang kami infokan sebelumnya untuk REST 11.321.930 =
dan STAR 29.140.774 adalah hanya untuk tahun berjalan =
2024.&nbsp;<o:p></o:p></li><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 =
level1 lfo2'>Sedangkan nilai kumulatif s/d 31 Desember 2024 untuk REST =
adalah 11.313.813 dan STAR 97.779.314.<o:p></o:p></li></ol></div><div><p =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Thank =
you.<o:p></o:p></p></div><div><div><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Blessings,<o=
:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>William<o:p>=
</o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>--<o:p></o:p=
></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&quot;Blesse=
d is the man who trusts in the Lord, And whose hope is the Lord. For he =
shall be like a tree planted by the waters, Which spreads out its roots =
by the river, And will not fear when heat comes; But its leaf will be =
green, And will not be anxious in the year of drought, Nor will cease =
from yielding fruit.&quot;<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;margin-bottom:12.0pt'>&quot;Thanking =
God for the wonderful &amp; beautiful life He's given us; for the =
glorious work He's working in and through us... realizing that He knows =
our weaknesses, thanking Him for the Holy Spirit that helps, annoints, =
and empowers us to do His will, as we live sacrificially to Jesus our =
Lord.&quot;<o:p></o:p></p></div></div></div></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>On Wed, Dec =
17, 2025 at 11:03<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=AF</span>AM William Ali =
&lt;<a href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>&gt; =
wrote:<o:p></o:p></p></div><blockquote =
style=3D'border:none;border-left:solid #CCCCCC 1.0pt;padding:0cm 0cm 0cm =
6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0cm;margin-bottom:5=
.0pt'><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Dear =
KKA-AS,<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Selamat =
pagi.<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Berikut =
konfirmasi yang dapat kami berikan:<o:p></o:p></p></div><div><ol =
start=3D1 type=3D1><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level1 lfo3'>Untuk ROTI, Perhitungan PSAK 24 per 31 Desember 2024 =
mengikuti perhitungan yang sudah bpk berikan ke kami tahun lalu. Untuk =
STAR dan REST belum pernah ada.&nbsp;<o:p></o:p></li><li =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level1 lfo3'>Untuk ROTI, besaran cadangan pesangon per 31 Desember 2024 =
mengikuti nilai yang sudah bpk berikan ke kami tahun lalu. Untuk REST =
11.321.930 dan STAR 29.140.774.<o:p></o:p></li><li class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 =
level1 lfo3'>Pegawai yang dimaksud memang ada dalam struktur organisasi, =
namun tidak menerima =
gaji.&nbsp;&nbsp;<o:p></o:p></li></ol></div><div><div><div><div><p =
class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Thank =
you.<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>Blessings,<o=
:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>William<o:p>=
</o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>--<o:p></o:p=
></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&quot;Blesse=
d is the man who trusts in the Lord, And whose hope is the Lord. For he =
shall be like a tree planted by the waters, Which spreads out its roots =
by the river, And will not fear when heat comes; But its leaf will be =
green, And will not be anxious in the year of drought, Nor will cease =
from yielding fruit.&quot;<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;margin-bottom:12.0pt'>&quot;Thanking =
God for the wonderful &amp; beautiful life He's given us; for the =
glorious work He's working in and through us... realizing that He knows =
our weaknesses, thanking Him for the Holy Spirit that helps, annoints, =
and empowers us to do His will, as we live sacrificially to Jesus our =
Lord.&quot;<o:p></o:p></p></div></div></div></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p></div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>&nbsp;<o:p><=
/o:p></p><div><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'>On Tue, Dec =
16, 2025 at 7:10<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=AF</span>PM dian tama =
&lt;<a href=3D"mailto:dianarthatama@yahoo.co.id" =
target=3D"_blank">dianarthatama@yahoo.co.id</a>&gt; =
wrote:<o:p></o:p></p></div><blockquote =
style=3D'border:none;border-left:solid #CCCCCC 1.0pt;padding:0cm 0cm 0cm =
6.0pt;margin-left:4.8pt;margin-top:5.0pt;margin-right:0cm;margin-bottom:5=
.0pt'><div><p class=3DMsoNormal =
style=3D'mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><br><br>----=
- Pesan yang Diteruskan -----<br><br>Dari: PT. Dian Artha Tama &lt;<a =
href=3D"mailto:diantama@centrin.net.id" =
target=3D"_blank">diantama@centrin.net.id</a>&gt;<br>Kepada: 'William =
Ali' &lt;<a href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>&gt;; 'dian tama' &lt;<a =
href=3D"mailto:dianarthatama@yahoo.co.id" =
target=3D"_blank">dianarthatama@yahoo.co.id</a>&gt;<br>Cc: 'KKA Agus =
Susanto' &lt;<a href=3D"mailto:kka465dat@gmail.com" =
target=3D"_blank">kka465dat@gmail.com</a>&gt;; 'Hikmah Iskandar' &lt;<a =
href=3D"mailto:hikmah.diantama@gmail.com" =
target=3D"_blank">hikmah.diantama@gmail.com</a>&gt;<br>Terkirim: Selasa, =
16 Desember 2025 pukul 19.09.54 WIB<br>Judul: RE: Konfirmasi data =
Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI Group<br><br>Kepada =
Yth,<br>Bpk William<br><br>&nbsp;<br><br><br>Mohon konfirmasi data, =
lihat file attachment (Konfirmasi ROTI GRoup =
161225.xls)<br><br>&nbsp;<br><br>Terima =
kasih<br>KKA-As<br><br>&nbsp;<br><br>&nbsp;<br><br>From: William Ali =
[mailto:<a href=3D"mailto:ali.william@gmail.com" =
target=3D"_blank">ali.william@gmail.com</a>]<br>Sent: 16 December 2025 =
13:42<br>To: dian tama &lt;<a href=3D"mailto:dianarthatama@yahoo.co.id" =
target=3D"_blank">dianarthatama@yahoo.co.id</a>&gt;<br>Cc: PT. Dian =
Artha Tama &lt;<a href=3D"mailto:diantama@centrin.net.id" =
target=3D"_blank">diantama@centrin.net.id</a>&gt;; KKA Agus Susanto =
&lt;<a href=3D"mailto:kka465dat@gmail.com" =
target=3D"_blank">kka465dat@gmail.com</a>&gt;; Hikmah Iskandar &lt;<a =
href=3D"mailto:hikmah.diantama@gmail.com" =
target=3D"_blank">hikmah.diantama@gmail.com</a>&gt;; Rudi Susanto &lt;<a =
href=3D"mailto:rudi.susanto@rotiku.co.id" =
target=3D"_blank">rudi.susanto@rotiku.co.id</a>&gt;<br>Subject: =
Perhitungan dan Data PSAK24 Aktuaria 2025 ROTI =
Group<br><br>&nbsp;<br><br>Dear KKA-AS,<br><br>&nbsp;<br><br>Selamat =
siang. Apa kabar?<br><br>&nbsp;<br><br>Melanjutkan perhitungan =
PSAK&nbsp;Aktuaria 2024 yang bapak dan tim sudah buat untuk perusahaan =
kami, PT. Rajawali Otomotif Tirta Internasional (ROTI), di tahun =
sebelumnya, mohon kiranya bapak bisa memberikan penawaran kepada kami =
untuk jasa yang sama di tahun 2025 ini untuk keperluan General Audit =
2025. Tambahan dari kami selain ROTI, saat ini kami juga membutuhkan =
perhitungan untuk anak perusahaan kami PT. Sinar Terang Anugerah Rahayu =
(STAR) dan PT. Rajawali Eterna Sreya Tenteram =
(REST).<br><br>&nbsp;<br><br>Terlampir data yang dibutuhkan. Checklist =
mengikuti urutan request tahun-tahun =
sebelumnya:<br><br>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Terlampir data =
peserta per 31 Desember 2025, 2024, 2023, 2022 dan 2021. Note: Tanggal =
bulan dan tahun pengangkatan sebagai direksi mengikuti tanggal masuk. =
Tanggal bulan dan tahun pengangkatan sebagai karyawan tetap mengikuti =
tanggal masuk.<br><br>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Peraturan =
Perusahaan ROTI tidak ada perubahan, masih sama mengikuti tahun-tahun =
sebelumnya. Untuk STAR dan REST mengikuti peraturan yang =
sama.&nbsp;&nbsp;<br><br>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Dana atau =
nilai accrued untuk pendanaan Program Pensiun berdasarkan Undang-Undang =
Cipta Kerja Nomor 11 Tahun 2020, tanggal 02 November 2020, per 31 =
Desember 2024 mengikuti angka dalam laporan yang diterbitkan oleh bapak =
dan tim tahun lalu.&nbsp;<br><br>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; =
Benefit yang dibayarkan ROTI per 31 Desember 2024 sebesar: 13.439.142; =
per 31 Desember 2025 sebesar: 10.000.000.<br>Benefit yang dibayarkan =
STAR per 31 Desember 2024 sebesar: 0; per 31 Desember 2025 sebesar: =
0.<br>Benefit yang dibayarkan REST per 31 Desember 2024 sebesar: =
500.000; per 31 Desember 2025 sebesar: =
0.<br><br>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Rata-rata kenaikan gaji per =
tahun ~5%. Probability karyawan mengundurkan diri per tahun 10%. Hasil =
perhitungan untuk STAR dan REST belum pernah ada.<br><br>Thank =
you.<br><br>&nbsp;<br><br>Blessings,<br><br>William<br><br>&nbsp;<br><br>=
--<br><br>&nbsp;<br><br>&quot;Blessed is the man who trusts in the Lord, =
And whose hope is the Lord. For he shall be like a tree planted by the =
waters, Which spreads out its roots by the river, And will not fear when =
heat comes; But its leaf will be green, And will not be anxious in the =
year of drought, Nor will cease from yielding =
fruit.&quot;<br><br>&nbsp;<br><br>&quot;Thanking God for the wonderful =
&amp; beautiful life He's given us; for the glorious work He's working =
in and through us... realizing that He knows our weaknesses, thanking =
Him for the Holy Spirit that helps, annoints, and empowers us to do His =
will, as we live sacrificially to Jesus our Lord.&quot;<br><br><br><a =
href=3D"http://Virus-free.www.avast.com" =
target=3D"_blank">Virus-free.www.avast.com</a><o:p></o:p></p></div></bloc=
kquote></div></blockquote></div></blockquote></div></blockquote></div></d=
iv></div></div></div></div></div></body></html>
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